Change Real Estate Presents:

56 Cross Point Drive
Owings MD 20736

For Sale: $699,900.00 Active Under Contract

List Date: 2025-09-17

Owings
5 bedrooms
4 bathrooms
3,626 build ft2
21,666 land ft2

About This Property

🔥Huge price adjustment! Opportunity Is Knocking in Cross Point — And It’s Bringing a 2.25% VA Assumable Loan With It! 🔥 Yes, you read that right — 2.25% interest rate assumable VA loan. In today’s market, that is a game-changer and could mean significant monthly savings. Welcome to this STUNNING 5-bedroom, 3.5-bath home in the highly sought-after Cross Point community — where the updates are done and the pride of ownership is undeniable. This is what true move-in ready looks like:✔️ New roof (2017)✔️ New windows (2017 & 2018)✔️ Dual-zone A/C (2019)✔️ Basement renovation with second full kitchen (2019)✔️ Fireplace (2020)✔️ Back deck redone (2021✔️ $30,000 primary bath renovation (2023) From the charming wrap-around porch to the refined interior finishes — crown molding, wainscoting, gas fireplace — every detail has been thoughtfully upgraded. The beautifully renovated kitchen features granite countertops, soft-close cabinetry, and premium fixtures, opening to a layout designed for both everyday living and effortless entertaining. Upstairs you’ll find four spacious bedrooms and spa-inspired baths. The fully finished lower level with a second kitchen offers incredible flexibility — perfect for multi-generational living, extended guests, or additional entertaining space. And the backyard? A true entertainer’s dream with a spacious deck ready for gatherings, cookouts, and peaceful evenings. ✨ Modern updates.✨ Timeless design.✨ Rare financing opportunity.✨ Located in one of the area’s most desirable communities. Homes with this level of care — and this kind of financing advantage — don’t come along often. Don’t miss your chance to make it yours!

Listing Agent: Tracey L Bellotte. Coldwell Banker Realty 410-474-1649 tracey.bellotte@cbrealty.com

Virtual Tours / Videos

https://www.zillow.com/view-3d-home/3e485f31-da33-4cc1-85f7-555b7ffaeec0?setAttribution=mls&wl=true&utm_source=dashboard

Property Features

Location Information
County:
Subdivision: CROSS POINT
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Interior Features
Appliances: Built-In Microwave, Cooktop, Dishwasher, Dryer, Oven - Wall, Refrigerator, Washer
Interior: 2nd Kitchen, Ceiling Fan(s), Dining Area, Family Room Off Kitchen, Kitchen - Eat-In, Pantry, Recessed Lighting, Walk-in Closet(s), Built-Ins, Formal/Separate Dining Room, Floor Plan - Traditional
Laundry:
Furnished: None
Flooring:
Water: Public
Cooling: Central A/C
Heating: Heat Pump(s)
Fireplaces: 1
Windows:
Utilities:
Sewer: Private Septic Tank
Exterior Features
Year Built: 2000
Legal Subdivision: Cross Point
Subdivision Name: Cross Point
Garage Spaces: 2.0
Association Fee: $300.00 (Annually)
Schools
Elementary School: None
Junior High School: None
High School: None

IDXListing Courtesy of Tracey L Bellotte. Coldwell Banker Realty 410-474-1649 tracey.bellotte@cbrealty.com

Property Photos [Click to enlarge]

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