Change Real Estate Presents:

3590 S River Terrace
Edgewater MD 21037

For Sale: $2,100,000.00 Pending

List Date: 2026-01-14

Edgewater
5 bedrooms
5 bathrooms
4,600 build ft2
13,281 land ft2

About This Property

Experience refined waterfront living in this completely reimagined home located in the coveted Loch Haven community, perfectly positioned on the protected waters of Pocahontas Creek with approximately 4 feet of mean low water and just seconds from the South River. This exceptional property offers the ideal blend of serene privacy, premier boating access, and sophisticated design. The home has been meticulously renovated from top to bottom and showcases an expansive open-concept layout designed to maximize both water views and natural light. In addition to the stunning cosmetic transformation, the home features major recent improvements including a brand-new roof, two new HVAC systems, and a newer water heater, offering true peace of mind. At the heart of the home is a stunning gourmet kitchen featuring a large statement island, Thermador stainless steel appliances, quartz countertops, custom tile backsplash, and a picture window perfectly framing the waterfront scenery. The kitchen flows seamlessly into the family room, highlighted by a linear fireplace with shiplap surround and custom mantel, and continues into the sun-drenched dining area wrapped in walls of windows. The main level also offers a thoughtfully designed mudroom with built-in lockers, a laundry room, a stylish powder room, and a generously sized private office. Throughout the home, you’ll find luxury wide-plank flooring, reinforcing the home’s cohesive, high-end aesthetic. The primary suite is a true waterfront retreat, offering water views, a sitting area, a private fireplace, and a spa-inspired bath with a freestanding soaking tub, oversized walk-in shower, and double vanity. Two additional spacious bedrooms and a beautifully updated full bath complete the second level. The third floor provides incredible flexibility with a fourth bedroom featuring water views, an additional flex space or fifth bedroom/office, and a newly remodeled full bath—ideal for guests or multi-generational living. The lower level offers a recreation room, gym, full bathroom, ample storage, and utility space—perfect for both everyday living and entertaining. Outdoor living is nothing short of spectacular. The dining area opens to a deck with glass railings that flows down to a waterside patio with a dramatic stone fireplace, creating a resort-like setting for entertaining or relaxing by the water. The professionally maintained grounds are supported by the irrigation system, and the private pier features a 10,000 lb boat lift and kayak storage, making this a true boater’s dream. With a flat, usable waterfront lot, protected deep water, and luxurious upgrades throughout, this is a rare opportunity to own a turn-key waterfront home in one of the area’s most desirable communities. The Loch Haven community offers an exceptional waterfront lifestyle with a private sandy beach, community marina with boat ramp, playground (tot lot), basketball and tennis courts, and scenic walking trails. Residents also enjoy a vibrant calendar of family and adult social events, creating a true sense of community and an unbeatable place to live, relax, and connect.

Listing Agent: Colleen M Smith. EXP Realty, LLC 443-995-2409 cmsrealtymd@gmail.com

Property Features

Location Information
County:
Subdivision: LOCH HAVEN
click to open map in a new window
Interior Features
Appliances: Built-In Microwave, Dishwasher, Disposal, Dryer, Exhaust Fan, Oven - Self Cleaning, Oven/Range - Gas, Range Hood, Refrigerator, Six Burner Stove, Stainless Steel Appliances, Stove, Washer, Water Conditioner - Owned, WaterHeater
Interior: Bathroom - Soaking Tub, Bathroom - Stall Shower, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Breakfast Area, Carpet, Ceiling Fan(s), Combination Kitchen/Living, Crown Moldings, Dining Area, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Gourmet, Kitchen - Island, Pantry, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Wainscotting, Walk-in Closet(s), Water Treat System, Window Treatments, Wine Storage
Laundry:
Furnished: No
Flooring:
Water: Well
Cooling: Ceiling Fan(s), Central A/C
Heating: Heat Pump(s)
Fireplaces: 2
Windows:
Utilities:
Sewer: Public Sewer
Rooms
Room Type: Bedroom 4
Level: Upper 2
Room Type: Full Bath
Level: Upper 2
Room Type: Bedroom 5
Level: Upper 2
Room Type: Primary Bedroom
Level: Upper 1
Room Type: Primary Bathroom
Level: Upper 1
Room Type: Bedroom 2
Level: Upper 1
Room Type: Bedroom 3
Level: Upper 1
Room Type: Full Bath
Level: Upper 1
Room Type: Sitting Room
Level: Main
Room Type: Office
Level: Main
Room Type: Kitchen
Level: Main
Room Type: Dining Room
Level: Main
Room Type: Family Room
Level: Main
Room Type: Half Bath
Level: Main
Room Type: Laundry
Level: Main
Room Type: Mud Room
Level: Main
Room Type: Recreation Room
Level: Lower 1
Room Type: Exercise Room
Level: Lower 1
Room Type: Utility Room
Level: Lower 1
Room Type: Storage Room
Level: Lower 1
Room Type: Full Bath
Level: Lower 1
Exterior Features
Year Built: 2002
Legal Subdivision: Loch Haven Beach
Subdivision Name: Loch Haven
Exterior Features: Extensive Hardscape, Exterior Lighting, Lawn Sprinkler, Underground Lawn Sprinkler
Garage Spaces: 2.0
Schools
Elementary School: Central
Junior High School: Central
High School: South River

IDXListing Courtesy of Colleen M Smith. EXP Realty, LLC 443-995-2409 cmsrealtymd@gmail.com

Property Photos [Click to enlarge]

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