Change Real Estate Presents:

38 Osprey Way
Elkton MD 21921

For Sale: $1,600,000.00 Active

List Date: 2026-03-05

Elkton
4 bedrooms
4 bathrooms
4,185 build ft2
3.12 land acres

About This Property

This waterfront property offers incredible potential and a rare opportunity to create something truly special. The home experienced storm damage several years ago, and while significant improvements have already been completed, the property is still in the process of being renovated and will require additional work to finish. Recent updates include all new windows, new siding, a new roof, a new dishwasher, and a newly built deck. The basement has been completely gutted and is ready to be finished. The home offers a spacious layout with unique features, including a primary bedroom with a loft and sliding glass doors that open to the deck, providing beautiful natural light and a relaxing connection to the outdoors. Another standout feature is the separate above-garage apartment/in-law suite, which includes a bedroom, bathroom, mini-kitchen, and private entrance, offering great potential for guests, extended family, or additional living space. The property also includes both an attached garage and a large detached garage, providing plenty of storage, parking, and workspace. Situated on 3.12 private acres along the water, the setting is truly the highlight—offering peaceful views, privacy, and plenty of space to make this property your own. The seller is unable to complete the remaining renovations, and the property is being sold in its current condition. With vision and finishing touches, this home could be transformed into an exceptional waterfront retreat.

Listing Agent: Tonya Keener. Iron Valley Real Estate of Central PA 443-466-6462 tonya@tonyakeener.realtor

Property Features

Location Information
County:
Subdivision: ELK NECK
Interior Features
Appliances: Cooktop, Dishwasher, Dryer, Dryer - Electric, Exhaust Fan, Humidifier, Oven - Double, Washer, WaterHeater
Interior: Attic, Built-Ins, Ceiling Fan(s), Central Vacuum, Crown Moldings, Curved Staircase, Family Room Off Kitchen, Intercom, Kitchen - Table Space, Primary Bath(s), Recessed Lighting, Store/Office, Walk-in Closet(s), Bar
Laundry:
Furnished: None
Flooring: Carpet, CeramicTile, Hardwood, Stone
Water: Well
Cooling: Other
Heating: Central, Forced Air, Hot Water
Fireplaces: None
Windows: Replacement
Utilities:
Sewer: Private Septic Tank
Rooms
Room Type: Attic
Level: Upper 1
Room Type: Bedroom 2
Level: Upper 1
Room Type: Primary Bedroom
Level: Upper 1
Room Type: Foyer
Level: Main
Room Type: Kitchen
Features: Island, Wood Stove, Kitchen - Propane Cooking
Level: Main
Room Type: Great Room
Level: Main
Room Type: Dining Room
Level: Main
Room Type: Half Bath
Level: Main
Room Type: Basement
Features: Basement - Finished
Level: Lower 1
Room Type: Family Room
Level: Lower 1
Room Type: Bedroom 3
Level: Lower 1
Exterior Features
Year Built: 1995
Subdivision Name: Elk Neck
Exterior Features: Flood Lights, Other
Parking: Dirt Driveway
Garage Spaces: 6.0
Schools
Elementary School: None
Junior High School: None
High School: None

IDXListing Courtesy of Tonya Keener. Iron Valley Real Estate of Central PA 443-466-6462 tonya@tonyakeener.realtor

Property Photos [Click to enlarge]

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