Change Real Estate Presents:

5 Cross Point Drive
Owings MD 20736

For Sale: $1,200,000.00 Active

List Date: 2026-03-13

Owings
6 bedrooms
5 bathrooms
6,080 build ft2
53,143 land ft2

About This Property

Rare opportunity! Former Kaine Homes model offering four finished levels, flexible living space, and an unbeatable location on the Calvert County / Anne Arundel County line. This impressive 6-bedroom, 4.5-bath home features a dramatic two-story foyer and family room with floor-to-ceiling windows and stone gas fireplace, hardwood floors, and a private library with French doors and built-ins. The gourmet kitchen opens to the family room and includes granite counters, gas cooktop, built in microwave and wall oven, dishwasher, two walk-in pantries, and generous counter seating, plus a breakfast room leading to maintenance-free decking overlooking trees. The main level also includes a formal dining room, elegant sitting area/living room, and convenient guest half bath, creating the perfect layout for everyday living and entertaining. The upper level primary suite offers a private bath, tray ceiling, sitting area with built-ins, walk-in closet plus two additional closets. Three additional spacious bedrooms complete the level, including two bedrooms connected by a Jack-and-Jill bath, each with walk-in closets. A unique four-level layout continues with a private fourth-level suite with bedroom, sitting area, built-ins, and full bath. The lower level apartment with separate entrance features a gourmet kitchen with Thermador commercial gas range, family room, dining area, bedroom, and full bath—ideal for multi-generational living, rental potential, or a home-based business. Don't miss the area off the main level with laundry and mud room, separate entrance and a second office and home gym offering even more potential. See floor plans for the full picture of the layout. Enjoy the wrap-around covered porch with gazebo, professional landscaping, spacious two-car garage, and ample concrete driveway parking. Located in the Northern High School district (Windy Hill Elementary & Middle) and convenient to DC, Annapolis, and Baltimore. Versatile, spacious, and beautifully designed—this home offers endless possibilities! 🏡

Listing Agent: Rebecca C King. Home Towne Real Estate 443-624-3359 bking@hometowneteam.com

Property Features

Location Information
County:
Subdivision: CROSS POINT
Interior Features
Appliances: Built-In Microwave, Central Vacuum, Commercial Range, Cooktop, Dishwasher, Dryer - Electric, Dryer - Front Loading, Extra Refrigerator/Freezer, Freezer, Icemaker, Oven - Wall, Refrigerator, Six Burner Stove, Washer - Front Loading, WaterHeater, Exhaust Fan, Oven/Range - Gas, Range Hood, Stainless Steel Appliances
Interior: 2nd Kitchen, Bathroom - Walk-In Shower, Breakfast Area, Built-Ins, Carpet, Ceiling Fan(s), Central Vacuum, Chair Railings, Crown Moldings, Dining Area, Double/Dual Staircase, Family Room Off Kitchen, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Gourmet, Pantry, Recessed Lighting, Wainscotting, Walk-in Closet(s), Window Treatments, Wood Floors, Additional Stairway, Bathroom - Jetted Tub, Floor Plan - Traditional, Primary Bath(s), Upgraded Countertops
Laundry:
Furnished: None
Flooring: Hardwood, CeramicTile
Water: Public
Cooling: Ceiling Fan(s), Central A/C
Heating: Heat Pump(s)
Fireplaces: 1
Windows: Screens
Utilities: Cable TV Available, Electric Available, Phone Available, Propane
Sewer: Private Septic Tank
Rooms
Room Type: Primary Bedroom
Features: Built-Ins, Cathedral/Vaulted Ceiling, Ceiling Fan(s), Crown Molding, Flooring - HardWood, Primary Bedroom - Sitting Area, Walk-In Closet(s)
Level: Upper 1
Room Type: Primary Bathroom
Features: Bathroom - Jetted Tub, Bathroom - Walk-In Shower, Built-Ins, Double Sink, Flooring - Ceramic Tile, Flooring - Tile/Brick
Level: Upper 1
Room Type: Sitting Room
Features: Built-Ins, Cathedral/Vaulted Ceiling, Flooring - HardWood
Level: Upper 1
Room Type: Bedroom 2
Features: Flooring - HardWood
Level: Upper 1
Room Type: Bedroom 3
Features: Flooring - HardWood, Jack and Jill Bathroom, Walk-In Closet(s)
Level: Upper 1
Room Type: Bedroom 4
Features: Flooring - HardWood, Jack and Jill Bathroom, Walk-In Closet(s)
Level: Upper 1
Room Type: Bathroom 2
Features: Flooring - Ceramic Tile
Level: Upper 1
Room Type: Foyer
Features: Flooring - HardWood
Level: Main
Room Type: Living Room
Features: Crown Molding, Flooring - HardWood
Level: Main
Room Type: Dining Room
Features: Flooring - HardWood, Chair Rail, Crown Molding
Level: Main
Room Type: Breakfast Room
Features: Breakfast Room, Flooring - HardWood
Level: Main
Room Type: Family Room
Features: Cathedral/Vaulted Ceiling, Fireplace - Gas, Flooring - HardWood, Window Treatments
Level: Main
Room Type: Kitchen
Features: Breakfast Bar, Built-Ins, Countertop(s) - Granite, Crown Molding, Flooring - Ceramic Tile, Kitchen - Propane Cooking, Pantry
Level: Main
Room Type: Library
Features: Built-Ins, Crown Molding, Flooring - Carpet, Window Treatments
Level: Main
Room Type: Exercise Room
Features: Flooring - Ceramic Tile
Level: Main
Room Type: Office
Features: Flooring - Ceramic Tile
Level: Main
Room Type: Half Bath
Level: Main
Room Type: Kitchen
Features: Flooring - Ceramic Tile
Level: Lower 1
Room Type: Dining Room
Features: Flooring - Ceramic Tile
Level: Lower 1
Room Type: Recreation Room
Features: Flooring - Carpet
Level: Lower 1
Room Type: Bedroom 5
Features: Flooring - Ceramic Tile
Level: Lower 1
Room Type: Full Bath
Level: Lower 1
Room Type: Bonus Room
Level: Lower 1
Room Type: Storage Room
Level: Lower 1
Room Type: In-Law/auPair/Suite
Features: Built-Ins
Level: Upper 2
Room Type: Full Bath
Features: Bathroom - Tub Shower, Flooring - Ceramic Tile
Level: Upper 2
Room Type: Bedroom
Level: Upper 2
Room Type: Mud Room
Features: Built-Ins
Level: Main
Exterior Features
Year Built: 1999
Legal Subdivision: Cross Point
Subdivision Name: Cross Point
Exterior Features: Sidewalks, Exterior Lighting
Parking: Concrete Driveway, Private
Garage Spaces: 2.0
Schools
Elementary School: Windy Hill
Junior High School: Windy Hill
High School: Northern

IDXListing Courtesy of Rebecca C King. Home Towne Real Estate 443-624-3359 bking@hometowneteam.com

Property Photos [Click to enlarge]

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