Change Real Estate Presents:

9128 Todd Avenue
Fort Howard MD 21052

For Sale: $1,299,900.00 Active

List Date: 2026-05-07

Open House: Jun 07, 2026 at 11:00 AM to 12:30 PM
Fort Howard
5 bedrooms
5 bathrooms
4,440 build ft2
9,500 land ft2

About This Property

Experience elevated waterfront living in this stunning three-level home designed to seamlessly blend luxury and convenience throughout. Boasting 5 spacious bedrooms and 4.5 beautifully appointed baths, this residence features solid hardwood floors throughout and an open, light-filled layout perfect for modern living. The main level offers a 2 car garage w/ additional storage closets , 1 bedroom w/ sliding doors to access the rear yard and 1 full bathroom. The 2nd level offers a living room, home office and the gourmet kitchen, a true centerpiece, complete with an expansive island, granite countertops, stainless steel appliances, and a charming breakfast nook. The extended family room offers trey ceilings, cozy propane fueled fireplace and sliding glass doors that open to a rear deck—perfect for entertaining or simply enjoying serene water views. Upward to the 3rd level and retreat to the expansive primary suite, where you’ll find a generous walk-in closet , spa-inspired bath featuring a jetted soaking tub and separate walk-in shower. Through the sliding glass doors lead to the private balcony overlooking the water, creating a peaceful escape. There are also 3 additional bedrooms on the 3rd level w/ample closet space to include a guest bedroom w/ private bathroom and 2 additional bedrooms w/ jack and jill bathroom. Outdoor enthusiasts will appreciate the impressive 135-foot pier equipped with electric and water, along with 2 -10,000 lb boat lifts—ideal for effortless waterfront access. Additional highlights include a whole-home Sonos audio system, expansive 2nd fl laundry room, outdoor patio w/ built in fireplace, 500 gallon propane tank, 400 AMP Electrical Service. This exceptional property offers the perfect balance of refined indoor living and unmatched water front living. NO FLOOD INSURANCE PER OWNER.

Listing Agent: Christopher W Palazzi. Cummings & Co. Realtors 410-935-8060 cpalazzi@cummingsrealtors.com

Property Features

Location Information
County:
Subdivision: NORTH POINT TERRACE
Interior Features
Appliances: Built-In Microwave, Built-In Range, Cooktop, Dishwasher, Disposal, Dryer - Front Loading, Dryer - Gas, Energy Efficient Appliances, Exhaust Fan, Icemaker, Instant Hot Water, Oven - Double, Oven - Wall, Range Hood, Refrigerator, Six Burner Stove, Stainless Steel Appliances, Washer - Front Loading, WaterHeater, Water Heater - Tankless, Water Heater - High-Efficiency
Interior: Bathroom - Soaking Tub, Bathroom - Jetted Tub, Bathroom - Stall Shower, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Breakfast Area, Built-Ins, Carpet, Ceiling Fan(s), Chair Railings, Crown Moldings, Combination Dining/Living, Combination Kitchen/Dining, Dining Area, Family Room Off Kitchen, Entry Level Bedroom, Floor Plan - Open, Kitchen - Gourmet, Kitchen - Island, Pantry, Primary Bedroom - Bay Front, Recessed Lighting, Sound System, Sprinkler System, Store/Office, Upgraded Countertops, Walk-in Closet(s), Wet/Dry Bar, Window Treatments, Wood Floors
Laundry:
Furnished: No
Flooring: Carpet, CeramicTile, Hardwood, Luxury Vinyl Plank, Solid Hardwood
Water: Public
Cooling: Central A/C, Ceiling Fan(s), Energy Star Cooling System, Heat Pump(s), Programmable Thermostat, Zoned
Heating: Forced Air, Heat Pump - Gas BackUp, Programmable Thermostat, Zoned
Fireplaces: 1
Windows: Casement, Energy Efficient, Low-E, Screens, Sliding
Utilities: Cable TV Available, Phone Available
Sewer: Public Sewer
Rooms
Room Type: Bedroom 2
Features: Attached Bathroom, Flooring - Carpet, Lighting - Ceiling, Lighting - Recessed, Walk-In Closet(s)
Level: Upper 2
Room Type: Bathroom 2
Features: Bathroom - Tub Shower, Countertop(s) - Granite, Flooring - Ceramic Tile, Lighting - Recessed
Level: Upper 2
Room Type: Bedroom 3
Features: Attached Bathroom, Flooring - Carpet, Jack and Jill Bathroom, Lighting - Ceiling, Lighting - Recessed, Walk-In Closet(s)
Level: Upper 2
Room Type: Bathroom 3
Features: Bathroom - Tub Shower, Countertop(s) - Granite, Flooring - Ceramic Tile, Jack and Jill Bathroom, Lighting - Recessed
Level: Upper 2
Room Type: Bedroom 4
Features: Attached Bathroom, Flooring - Carpet, Jack and Jill Bathroom, Lighting - Ceiling, Lighting - Recessed, Walk-In Closet(s)
Level: Upper 2
Room Type: Primary Bedroom
Features: Attached Bathroom, Flooring - HardWood, Lighting - Ceiling, Lighting - Recessed, Walk-In Closet(s)
Level: Upper 2
Room Type: Primary Bathroom
Features: Bathroom - Jetted Tub, Bathroom - Soaking Tub, Bathroom - Stall Shower, Bathroom - Walk-In Shower, Countertop(s) - Granite, Double Sink, Flooring - Marble, Lighting - Recessed
Level: Upper 2
Room Type: Living Room
Level: Upper 1
Room Type: Study
Level: Upper 1
Room Type: Kitchen
Level: Upper 1
Room Type: Dining Room
Level: Upper 1
Room Type: Breakfast Room
Level: Upper 1
Room Type: Great Room
Level: Upper 1
Room Type: Bathroom 2
Level: Upper 1
Room Type: Bedroom 1
Features: Ceiling Fan(s), Flooring - Luxury Vinyl Plank, Lighting - Recessed
Level: Main
Room Type: Bathroom 1
Features: Bathroom - Walk-In Shower, Countertop(s) - Granite, Flooring - Ceramic Tile, Lighting - Recessed
Level: Main
Exterior Features
Year Built: 2019
Legal Subdivision: North Point Terrace
Subdivision Name: North Point Terrace
Exterior Features: Extensive Hardscape, Exterior Lighting, Flood Lights, Gutter System, Sidewalks
Parking: Concrete Driveway
Garage Spaces: 2.0
Schools
Elementary School: None
Junior High School: None
High School: None

IDXListing Courtesy of Christopher W Palazzi. Cummings & Co. Realtors 410-935-8060 cpalazzi@cummingsrealtors.com

Property Photos [Click to enlarge]

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