Change Real Estate Presents:

12361 Silver Rock Circle
Lusby MD 20657

For Sale: $469,900.00 Active

List Date: 2026-06-17

Lusby
3 bedrooms
2 bathrooms
1,820 build ft2
0.250 land ft2

About This Property

Welcome to your own private waterfront retreat! Nestled along the shores of a beautiful lake in Lusby, this stunning split-level home offers breathtaking open water views, private lake access, your own dock, and even a paddle boat—creating the perfect setting for fishing, kayaking, sunbathing, and making unforgettable memories. Outdoor enthusiasts will fall in love with the incredible amenities this property has to offer. Designed for entertaining and relaxation, the home features multi-level decking, a wood-burning pizza oven, a screened gazebo, a Sunsetter awning for shade, and an abundance of seating areas to enjoy the peaceful waterfront surroundings. Whether you're hosting summer gatherings or enjoying a quiet evening by the water, this property truly delivers the ultimate outdoor lifestyle. The beautifully crafted paver driveway provides parking for at least four vehicles and adds an elevated touch of curb appeal. A welcoming front porch overlooks the quiet street and offers the perfect spot to enjoy your morning coffee. Inside, you'll find a spacious and versatile floor plan featuring three bedrooms, with the potential for a fourth bedroom by converting the expansive lower level. The primary suite serves as a cozy retreat complete with a wood-burning fireplace, a beautifully renovated ensuite bath featuring a large walk-in shower, and a private balcony offering seasonal winter views of the lake. The main living area is filled with natural light thanks to a dramatic wall of windows. Vaulted ceilings enhance the open feel of the family room, while the spacious kitchen and dining area provide excellent functionality for everyday living and entertaining. The dining room also offers flexibility as a reading nook, home office, or playroom. Beyond its appeal as a primary residence, this property presents an exceptional opportunity for a lakefront Airbnb or vacation rental. With waterfront access, ample parking, and proximity to popular Southern Maryland attractions, it could generate passive income while serving as your own weekend getaway or second home. Opportunities like this are rare, as only a select few homes in the neighborhood enjoy waterfront access. Conveniently located with an easy commute to NAS Patuxent River, and just minutes from Solomons Island's restaurants, entertainment, museums, local events, and waterfront activities. Whether you're searching for a year-round residence, a vacation retreat, or an investment opportunity, this lakefront gem offers the perfect combination of comfort, recreation, and location. Don't miss your chance to own this beautiful waterfront paradise! Schedule your private showing today.

Listing Agent: Melanie D Montague. EXP Realty, LLC 301-442-0154 mel@4salebymel.com

Property Features

Location Information
County:
Subdivision: CHESAPEAKE RANCH ESTATES
click to open map in a new window
Interior Features
Appliances: Dishwasher, Dryer, Exhaust Fan, Oven/Range - Electric, Refrigerator, Washer, WaterHeater
Interior: Attic, Carpet, Ceiling Fan(s), Bathroom - Walk-In Shower, Dining Area, Family Room Off Kitchen, Kitchen - Table Space
Laundry:
Furnished: None
Flooring:
Water: Public
Cooling: Ceiling Fan(s), Heat Pump(s)
Heating: Heat Pump(s)
Fireplaces: 2
Windows:
Utilities:
Sewer: Septic Exists, Private Septic Tank
Exterior Features
Year Built: 1994
Legal Subdivision: Ches Ranch Ests
Subdivision Name: Chesapeake Ranch Estates
Exterior Features: Gutter System
Association Fee: $585.00 (Annually)
Association Amenities: Beach, Club House, Common Grounds, Community Center, Lake, Non-Lake Recreational Area, Tot Lots/Playground, Water/Lake Privileges
Schools
Elementary School: None
Junior High School: None
High School: None

IDXListing Courtesy of Melanie D Montague. EXP Realty, LLC 301-442-0154 mel@4salebymel.com

Property Photos [Click to enlarge]

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