Change Real Estate Presents:

3319 Viola Way
Bumpass VA 23024

For Sale: $499,000.00 Active

List Date: 2026-07-08

Bumpass
3 bedrooms
3 bathrooms
1,795 build ft2
1.00 land acres

About This Property

ASSUMABLE 3.25% LOAN. Gated Lake Anna access with assigned boat slip. New community dock nearly complete; special assessment already paid. Welcome to 3319 Viola Way in Rockland Creek Estates on the public side of Lake Anna. This is a rare combination buyers are hunting for right now: a low-rate assumable loan, a deeded-style assigned slip, short term rentals permitted and more than $100,000. already spent on upgrades. Ask your lender about assuming the existing 3.25% loan. Compared with a new loan near today's 7% rates, the payment difference is the real headline - not just "lake access" The home sits on a usable 1-acre lot with parking for about 8 vehicles plus gravel space for boats or trailers, a roofed area for an ATV or mower, and a garden shed. Inside: 3 bedrooms, 3 baths, 1795 sq. ft., open layout, hickory hardwoods, updated kitchen, updated baths, split bedroom plan, and a primary suite with sitting area, private deck access and a hot tub. Attached garage includes a finished office with heat and A/C. Walk-out basement is ready as a game room, guest suite or after-lake hangout. Community is gated and golf cart friendly with common area lake access and your own assigned slip. Boat to restaurants, swim, ski or fish then come home to the deck and woods - not a crowded waterfront strip. Low HOA assessments. (Approx. $365/year) Do not confuse this with a waterfront listing. It is a well updated lake access home with a slip, parking for the toys, short term rental flexibility and a 3.25% assumable loan. That is the DEAL! Showings included the path to the slip-come see why this one should be on the short list with every other Rockland Creek tour.

Listing Agent: Kerrie Elizabeth Poore. Berkshire Hathaway HomeServices PenFed Realty 540-513-8207 kerrie.poore@penfedrealty.com

Property Features

Location Information
County:
Subdivision: ROCKLAND CREEK ESTATES
click to open map in a new window
Interior Features
Appliances: Built-In Microwave, Cooktop - Down Draft, Dishwasher, Disposal, Dryer - Electric, Energy Efficient Appliances, Oven - Double, Refrigerator, Stainless Steel Appliances, Washer
Interior: Bathroom - Walk-In Shower, Breakfast Area, Entry Level Bedroom, Kitchen - Island, Pantry, Primary Bath(s), Store/Office, Upgraded Countertops, Walk-in Closet(s), WhirlPool/HotTub, Wood Floors
Laundry:
Furnished: None
Flooring: Hardwood
Water: Well
Cooling: Central A/C
Heating: Heat Pump(s), Central
Fireplaces: 1
Windows: Bay/Bow, Double Hung
Utilities: Above Ground
Sewer: On Site Septic
Rooms
Room Type: Living Room
Features: Cathedral/Vaulted Ceiling, Fireplace - Gas, Flooring - HardWood, Lighting - Recessed
Level: Main
Room Type: Dining Room
Features: Cathedral/Vaulted Ceiling, Flooring - HardWood, Living/Dining Room Combo
Level: Main
Room Type: Kitchen
Features: Cathedral/Vaulted Ceiling, Countertop(s) - Quartz, Dining Area, Flooring - HardWood, Island, Kitchen - Gas Cooking, Lighting - Pendants, Lighting - Recessed, Pantry
Level: Main
Room Type: Laundry
Level: Main
Room Type: Primary Bedroom
Features: Attached Bathroom, Cathedral/Vaulted Ceiling, Flooring - HardWood, Lighting - Recessed, Walk-In Closet(s)
Level: Main
Room Type: Primary Bathroom
Features: Bathroom - Walk-In Shower, Countertop(s) - Quartz, Double Sink, Flooring - Luxury Vinyl Tile, Lighting - Recessed, Lighting - Wall sconces
Level: Main
Room Type: Bonus Room
Features: Flooring - HardWood, Lighting - Recessed, Primary Bedroom - Sitting Area
Level: Main
Room Type: Bathroom 2
Features: Flooring - HardWood, Lighting - Recessed, Walk-In Closet(s)
Level: Main
Room Type: Bathroom 2
Features: Bathroom - Tub Shower, Countertop(s) - Quartz, Flooring - Luxury Vinyl Tile, Lighting - Recessed, Lighting - Pendants
Level: Main
Room Type: Bedroom 3
Features: Attached Bathroom, Flooring - Luxury Vinyl Plank, Lighting - Recessed
Level: Lower 1
Room Type: Bathroom 3
Features: Bathroom - Stall Shower, Countertop(s) - Solid Surface, Flooring - Luxury Vinyl Plank, Lighting - Pendants
Level: Lower 1
Room Type: Office
Features: Flooring - Luxury Vinyl Plank, Lighting - Recessed
Level: Unspecified
Exterior Features
Year Built: 1995
Legal Subdivision: Rockland Creek Estates
Subdivision Name: Rockland Creek Estates
Private Spa: Yes
Spa Features: Heated
Exterior Features: Boat Storage, Hot Tub, Outbuilding(s), Secure Storage
Parking: Paved Driveway
Garage Spaces: 2.0
Association Fee: $365.00 (Annually)
Schools
Elementary School: Berkeley
Junior High School: Post Oak
High School: Spotsylvania

IDXListing Courtesy of Kerrie Elizabeth Poore. Berkshire Hathaway HomeServices PenFed Realty 540-513-8207 kerrie.poore@penfedrealty.com

Property Photos [Click to enlarge]

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